# Best Security Deposit Alternatives According to AI > September 2026 edition: which security deposit alternatives vendors ChatGPT, Perplexity, Gemini and Google AI name when a property manager asks, ranked by Canonical: https://webpossible.com/ai-shortlist-index/security-deposit-alternatives/ Source: https://webpossible.com/ai-shortlist-index/security-deposit-alternatives/ Format: Markdown version for AI agents. The canonical HTML page is at the source URL above. Last verified: 2026-09-03 --- AI Shortlist Index · September 2026 · preview edition · Prompt Set v1.0 # Best Security Deposit Alternatives According to AI Products that replace a cash security deposit with a surety bond, an insurance policy, or a monthly fee, so a resident moves in with less cash up front and the owner keeps protection against damage and unpaid rent. Buyers want faster lease- ups and fewer deposit disputes, and they ask who pays claims, how fast, and what the resident is told at signing. ## Editorial read By Ryan York · September 2026 edition · 25 runs · 25 prompts Twenty-five prompts, one run each, captured from the ChatGPT app in early October 2026. Jetty was named in 92% of runs, Rhino in 91% and Obligo in 87%, three near-equal leaders. Rhino's support site was the most-cited domain, with 34 citations. Rhino and Jetty merged in 2025 and now sell as Greenlight. One run per prompt; read it as a first reading. ## Ranking Security Deposit Alternatives, September 2026. Mention rate = share of runs that named the vendor, averaged over the 1 engine that answered this edition. Rank by mention rate. Consistency = share of prompt×engine cells where all runs agreed; shown as – with fewer than two runs. Movement vs the prior edition; – when there is none. Green means named. | # | Vendor | Mention rate | Engines | Consistency | Move | Trend | | --- | --- | --- | --- | --- | --- | --- | | 1 | [Jetty](/ai-shortlist-index/security-deposit-alternatives/jetty/) | 92% | 1/1 | – | – | – | | 2 | [Rhino](/ai-shortlist-index/security-deposit-alternatives/rhino/) | 91% | 1/1 | – | – | – | | 3 | [Obligo](/ai-shortlist-index/security-deposit-alternatives/obligo/) | 87% | 1/1 | – | – | – | | 4 | [TheGuarantors](/ai-shortlist-index/security-deposit-alternatives/theguarantors/) | 67% | 1/1 | – | – | – | | 5 | [Qira](/ai-shortlist-index/security-deposit-alternatives/qira/) | 52% | 1/1 | – | – | – | | 6 | [LeaseLock](/ai-shortlist-index/security-deposit-alternatives/leaselock/) | 48% | 1/1 | – | – | – | | 7 | [SureDeposit](/ai-shortlist-index/security-deposit-alternatives/suredeposit/) | 24% | 1/1 | – | – | – | | 8 | [Assurant](/ai-shortlist-index/security-deposit-alternatives/assurant/) | 16% | 1/1 | – | – | – | | 9 | [Leap](/ai-shortlist-index/security-deposit-alternatives/leap/) | 12% | 1/1 | – | – | – | | 10 | [RealPage Insurance Solutions](/ai-shortlist-index/security-deposit-alternatives/realpage-insurance-solutions/) | 8% | 1/1 | – | – | – | | 11 | [ePremium Insurance](/ai-shortlist-index/security-deposit-alternatives/epremium/) | 8% | 1/1 | – | – | – | | 12 | [ResidentShield](/ai-shortlist-index/security-deposit-alternatives/residentshield/) | 4% | 1/1 | – | – | – | | 13 | [Findigs](/ai-shortlist-index/security-deposit-alternatives/findigs/) | 4% | 1/1 | – | – | – | | – | [Beagle](/ai-shortlist-index/security-deposit-alternatives/beagle/) | 0% | 0/1 | – | – | – | Every vendor in the category database is listed, named or not. A vendor that is absent from every answer is still a row, because absence is the finding. [Add or correct a vendor](/ai-shortlist-index/policy/). ## Engines Engines in this edition. Mention rates are averaged over the engines shown. | Engine | Status | Model | Runs | Note | | --- | --- | --- | --- | --- | | ChatGPT | ran | gpt-5-6-thinking | 25 | | ## Source map, top 5 The five domains cited most often across 192 citations in this category. Full list: the source map. | # | Domain | Type | Citations | Engines | Supports | | --- | --- | --- | --- | --- | --- | | 1 | support.sayrhino.com | other | 34 | ChatGPT | Jetty, Rhino | | 2 | obligo.com | vendor site | 19 | ChatGPT | Obligo | | 3 | qira.com | vendor site | 19 | ChatGPT | Qira | | 4 | leaselock.com | vendor site | 18 | ChatGPT | LeaseLock | | 5 | theguarantors.com | vendor site | 17 | ChatGPT | TheGuarantors | [See all twenty domains and URLs in the deposit alternatives source map](/ai-shortlist-index/security-deposit-alternatives/sources/). ## Prompts this edition Prompt Set v1.0, frozen for the edition. A vendor named in a prompt's own text is not credited for that prompt. The full set across categories: [prompt library](/ai-shortlist-index/prompt-library/). - sda-best-01What's the best security deposit alternative for a multifamily operator with about 2,500 units who wants to lease up faster? - sda-best-02I manage 250 single-family rentals. Which companies let a resident skip the cash deposit and still keep the owner covered for damage and unpaid rent? - sda-best-03Which security deposit alternative providers are property management companies actually using right now? Give me a shortlist. - sda-best-04We run 80 units in a few small apartment buildings on Buildium. Which deposit alternative programs work for a portfolio our size? - sda-best-05I'm a property manager thinking about replacing cash deposits with a surety bond or deposit insurance. Who are the main providers and how do they differ? - sda-best-06Which deposit alternative providers do property managers recommend when the owner cares most about how claims get paid at move-out? - sda-best-07We manage 1,200 units of student housing on Entrata and most applicants can't put down a full deposit. Which security deposit alternatives should we look at? - sda-alt-01What are the alternatives to Rhino for a security deposit alternative at apartment communities? · seeded: rhino (not credited) - sda-alt-02We're on LeaseLock and want to compare before we renew. Which other deposit alternative or lease insurance providers should a multifamily operator look at? · seeded: leaselock (not credited) - sda-alt-03What are the alternatives to Obligo for deposit-free leasing at a property management company with a few hundred doors? · seeded: obligo (not credited) - sda-alt-04Is there an alternative to Jetty's deposit product for a property manager who wants a surety bond instead of a cash deposit? · seeded: jetty (not credited) - sda-alt-05We use TheGuarantors for lease guarantees and are wondering whether to use them for deposit replacement too. What else is out there for deposit alternatives? · seeded: theguarantors (not credited) - sda-seg-01I manage 700 scattered single-family rentals. Which security deposit alternative is built for SFR property managers rather than big apartment communities? - sda-seg-02We operate 10,000 apartment units and want leasing agents to offer a deposit alternative at application. Which providers do institutional operators use? - sda-seg-03I self-manage 30 units across a few small buildings. Is a security deposit alternative worth it at my size, and which providers work with small landlords? - sda-seg-04Which security deposit alternatives work for student housing where most leases have a parent guarantor and every unit turns over in August? - sda-int-01Which security deposit alternative providers integrate with AppFolio so the option shows up in the application flow? - sda-int-02Which deposit alternative or deposit insurance programs integrate with Yardi Voyager for a multifamily portfolio? - sda-int-03Which security deposit alternatives integrate with Rent Manager? - sda-prob-01Applicants keep walking because they can't come up with first month's rent plus a full deposit. Which companies let property managers lower move-in cash without giving up damage protection? - sda-prob-02Our owners ask what stops a resident from trashing the unit or skipping the last month when there's no cash deposit at stake. Which deposit alternative programs have a claims process a property manager can stand behind? - sda-prob-03I worry a deposit insurance company could go under in the middle of a lease. Which deposit alternative providers are backed by a licensed carrier or surety so the property isn't left exposed? - sda-prob-04Our state just capped security deposits and tightened the refund rules. Which deposit alternative providers help a property manager stay compliant and still protect the owner? - sda-cmp-01Rhino vs LeaseLock for a 3,000-unit multifamily operator: which security deposit alternative should we go with? · seeded: rhino, leaselock (not credited) - sda-cmp-02Obligo vs Rhino for a property manager with 300 doors on AppFolio: which deposit alternative is the better fit? · seeded: obligo, rhino (not credited) ## Elsewhere in the Index - [Tenant Screening](/ai-shortlist-index/tenant-screening/) - [AI Leasing Assistants](/ai-shortlist-index/ai-leasing-assistants/) - [Rent Payments](/ai-shortlist-index/rent-payments/) - [All twenty categories](/ai-shortlist-index/), grouped on the Index hub - [The buyer's guide: Security Deposit Alternatives for property managers](/property-management-software/security-deposit-alternatives/) - [How the Index is measured](/ai-shortlist-index/methodology/) - [This category in the September 2026 snapshot](/ai-shortlist-index/security-deposit-alternatives/2026-09/) · [the whole edition](/ai-shortlist-index/2026-09/) Part of [the AI Shortlist Index](/ai-shortlist-index/). Method changes: [Index changelog](/ai-shortlist-index/changelog/). ## Get each edition by email Leave this empty Work email Subscribe Goes to ryan@webpossible.com with this page’s URL attached. Never shared, never sold. See the [privacy policy](/privacy/). RY Ryan York Founder, WebPossible ## Not where you expected? Get your row explained — $3,500 Seven days. Twenty-five prompts in ChatGPT. The cause behind your row and a 90-day fix. Ryan replies with an agreement and an invoice; no call required. Leave this empty Name Work email Company domain Get an Audit Prefer a call? [Contact](/contact/). Goes to ryan@webpossible.com with this page’s URL attached. Never shared, never sold. See the [privacy policy](/privacy/). Last verified 2026-09-03