# Zego vs ClickPay for Property Managers > Zego vs ClickPay for multifamily and HOA managers collecting rent at scale: which PMS each connects to, how each takes cash and checks, and what to ask. Canonical: https://webpossible.com/property-management-software/rent-payments/zego-vs-clickpay/ Source: https://webpossible.com/property-management-software/rent-payments/zego-vs-clickpay/ Format: Markdown version for AI agents. The canonical HTML page is at the source URL above. Last verified: 2026-10-04 --- Property Management Software · Rent Payments # Zego vs ClickPay for Property Managers By Ryan York · last verified 2026-10-04 Zego and ClickPay, fact by fact, from the shared vendor database. Each fact links to its source and shows the date it was checked. | Fact | Zego | ClickPay | | --- | --- | --- | | What it is | Resident app, payments, and credit-reporting incentive marketed as a resident benefits package. [source](https://www.gozego.com/solutions/resident-benefits-package/) | RealPage-owned (acquired 2018) payments and receivables platform for multifamily and association managers: branded ACH and card portals, lockbox and check scanning, walk-in cash at 35K+ locations, e-bill and print. [source](https://www.clickpay.com/) | | Pricing model | Not published; ask for the per-unit figure and the minimum. | Not published; ask for the per-unit figure and the minimum. | | PMS integrations | [Yardi](/property-management-software/integrations/yardi/), [MRI Software](/property-management-software/integrations/mri/), [Rent Manager](/property-management-software/integrations/rent-manager/), [ResMan](/property-management-software/integrations/resman/), [Entrata](/property-management-software/integrations/entrata/), [RealPage](/property-management-software/integrations/realpage/) [source](https://www.gozego.com/solutions/resident-benefits-package/) | [Yardi](/property-management-software/integrations/yardi/), [MRI Software](/property-management-software/integrations/mri/), [RealPage](/property-management-software/integrations/realpage/), [Rent Manager](/property-management-software/integrations/rent-manager/), [ResMan](/property-management-software/integrations/resman/) [source](https://site.clickpay.com/accounting-system-integration/) | | Segments | Institutional Multifamily, HOA Communities, Student Housing | Institutional Multifamily, HOA Communities | | Also known as | Zego by Global Payments, PayLease, Zego Utility, Zego Utility Management, Zego Mobile Doorman, Mobile Doorman | ClickPay by RealPage, LOFT Payments, LOFT Payments by ClickPay | | Website | [gozego.com](https://www.gozego.com/) | [clickpay.com](https://www.clickpay.com/) | | Profile | [Zego review](/vendors/zego/) | [ClickPay review](/vendors/clickpay/) | Zego and ClickPay are the two collection platforms a multifamily company tends to compare when the payments module in the PMS stops being enough. The question usually arrives in the form of one of the prompts we track: Zego vs ClickPay for rent collection, which is better for a property management company with about 4,000 multifamily units? At that size the company often runs more than one system, still receives paper checks and some cash, and may manage a few associations alongside the apartments. Both vendors sell to that company. Both take ACH and cards, convert checks and cash, and post to the resident ledger. The differences are in which systems each connects to, who owns each one, and what each sells on top of the payment itself. This page puts the two side by side from our vendor database and the research behind the [rent payments guide](/property-management-software/rent-payments/). ## Where each fits Zego’s database record describes a resident app, payments and a credit-reporting incentive marketed as a resident benefits package. The payments product is Zego Pay, owned by Global Payments, and the research records PayLease as a former name. Zego Pay takes ACH, debit, credit and digital wallets, scans checks through Lockbox, takes cash through CashPay at more than 30,000 CheckFreePay locations, and accepts phone payments, AutoPay and variable autopay. Its segments in the database are institutional multifamily, HOA communities and student housing. The [Zego profile](/vendors/zego/) carries the dated sources. ClickPay’s record describes a payments and receivables platform for multifamily and association managers: branded ACH and card portals, lockbox and check scanning, walk-in cash at more than 35,000 locations, and e-bill and print. Its homepage also sells online bill-pay sweeping, payment consolidation across properties and business-rule automation. RealPage bought it in April 2018 for $218.5 million, when it served 2.3 million units across multifamily, HOA, condo and co-op, according to the SEC exhibit in the research file. Its segments are institutional multifamily and HOA communities. The [ClickPay profile](/vendors/clickpay/) has the rest. The PMS is the first filter. The database lists Yardi, MRI, Rent Manager, ResMan, Entrata and RealPage for Zego, and Yardi, MRI, RealPage, Rent Manager and ResMan for ClickPay. The overlap is wide, so a company on Yardi, MRI, Rent Manager, ResMan or RealPage has both options on paper. Entrata is the split: Zego lists it and ClickPay’s integration page does not. ClickPay also does not list AppFolio, Buildium or Propertyware. Zego’s integrations page names AppFolio as a primary integration, though the database has not recorded it yet, so confirm it in the demo. Rent Manager is a special case. Rent Manager’s own payments page routes ePay, CashPay and Lockbox through Zego. A Rent Manager company comparing the two is partly comparing ClickPay against the vendor already behind its payments module, and should ask Zego what a direct contract adds. Associations are the second filter. Both vendors list HOA communities. ClickPay’s integration page goes further down the association accounting list than anyone else in the category, naming Jenark, Caliber, TOPS, VMS, AMSI, Sage 100, SS&C Skyline and Property Boulevard. Zego’s integrations page names Vantaca, BuildingLink, Frontsteps, Cinc and about twenty HOA and accounting systems. A company that manages associations on one of those systems should check the exact name on each list before the demo. The [Yardi](/property-management-software/integrations/yardi/), [Entrata](/property-management-software/integrations/entrata/) and [Rent Manager](/property-management-software/integrations/rent-manager/) integration pages show every category that connects to each system. The third difference is what sits on top of the payment. Zego sells the payment as part of a resident app with a credit-reporting incentive, which is why it also appears in the [resident benefits platforms guide](/property-management-software/resident-benefits-platforms/). Flex’s split-rent product is embedded in Zego’s portal, per the research. ClickPay sells the back office: consolidation across properties, business rules and e-bills. ## Pricing models Neither vendor publishes pricing. Our database has no pricing figure on either record, and the research found Zego’s site offering only a request-pricing form. That leaves the questions to ask for each: - The fee on ACH, debit and credit, as a percentage plus a flat amount, and who pays it, the resident or the property. - Whether the property can set who pays per property or per payment type. - What lockbox costs per item and what cash at retail costs per payment. - Any monthly platform fee, per-unit fee or minimum. - The contract term and the exit terms. At 4,000 units, price a year of your own receipts by rail on both proposals. The vendor that is cheaper on ACH can be more expensive on lockbox, and the mix of checks to electronic payments in your portfolio decides which line matters. ## What to ask each in a demo The research pain points translate into a short list, and most of it applies to both vendors. 1. **Ownership and roadmap.** ClickPay is a RealPage company. If you run Yardi or MRI, ask how support and product priority work for your system, and get the answer in writing. Ask Zego the parallel question about Global Payments. 2. **Reconciliation across systems.** Teams can spend hours a month reconciling payments by hand when a portfolio runs more than one PMS or ownership group. Ask each vendor to show a deposit from two properties on two systems reconciling in one view. 3. **Paper and cash.** Ask what share of payments their comparable customers still receive as checks, money orders and cash, and what the conversion path is for each. Ask for the cash network’s location list in your markets. 4. **Reversals.** Ask what happens when a card payment is disputed after move-in, and whether either platform offers a non-reversible rail for move-in and delinquent balances. 5. **Resident fees.** A fee that is free to the operator still lands on the resident, and the complaint lands on the leasing office. Ask to see the resident’s payment screen with fees shown. 6. **For Zego, the bundle.** Ask whether the payments product can be bought without the resident app and credit-reporting package, and what changes in price if it is. ## What the Index shows The Index table at the foot of this page carries both vendors’ figures from the current edition of the [AI Shortlist Index for rent payments](/ai-shortlist-index/rent-payments/). Our reading is that ChatGPT treats these two as the default collection platforms for larger multifamily and association managers, the same pairing our research found, and still often answers a payments question with the PMS module first. The per-vendor rows for [Zego](/ai-shortlist-index/rent-payments/zego/) and [ClickPay](/ai-shortlist-index/rent-payments/clickpay/) show each prompt and the sources behind the answers. ## Which fits you Zego fits a company on Entrata or Rent Manager, a company that wants AppFolio covered once the integration is confirmed, or one that wants payments and a resident-facing app with a credit-reporting incentive from one vendor. It also fits a student-housing operator, since that segment is on its record and not on ClickPay’s. ClickPay fits a company on RealPage, or one on Yardi, MRI or ResMan that manages associations on one of the accounting systems only ClickPay lists, and wants back-office consolidation, business rules and e-bills more than a resident app. The RealPage ownership matters less to a RealPage customer than to anyone else. A company on Yardi, MRI or ResMan that manages only apartments will find the two close on paper. In that case the proposal, the lockbox price and the reconciliation demo decide it. If neither fits, the [ClickPay alternatives page](/property-management-software/rent-payments/clickpay-alternatives/) covers the rest of the field, and the [rent payment vendor list](/property-management-software/rent-payments/vendors/) has every vendor’s integrations and fees in one table. If Zego’s bundle is the reason you are looking, the [Zego alternatives page](/property-management-software/resident-benefits-platforms/zego-alternatives/) runs that comparison from the benefits side. If you sell payments to property managers and want to know why one of these two makes the shortlist and you do not, [AI visibility for proptech companies](/ai-visibility-for-proptech-companies/) covers what we measure and what the fix costs. ## How often do AI answers put Zego and ClickPay side by side? In the October 2026 edition, ChatGPT and Claude gave 50 answers to the Rent Payments questions, and 14 of them named both Zego and ClickPay. When both were named, Zego came first in 10 and ClickPay in 4. Zego and ClickPay in the Rent Payments answers, October 2026 edition, one run per prompt on each engine. | Answers that | ChatGPT | Claude | All | | --- | --- | --- | --- | | named Zego | 15 of 25 | 9 of 25 | 24 of 50 | | named ClickPay | 12 of 25 | 6 of 25 | 18 of 50 | | named both | 10 of 25 | 4 of 25 | 14 of 50 | | put Zego first | 7 | 3 | 10 | | put ClickPay first | 3 | 1 | 4 | ### What the answers say about the pair > “Zego’s published pricing is quote-based, and I couldn’t find a public ClickPay rate card either, so compare written proposals rather than list prices.” > > ChatGPT, answering rpy-cmp-01 “Zego vs ClickPay for rent collection: which is better for a property management company with about 4,000 multifamily units?” > “Zego's own material says the management company will pay a small, monthly per-unit fee that includes all ACH transaction costs, and it's a subscription model that works best for management companies with over 50% adoption.” > > Claude, answering rpy-cmp-01 “Zego vs ClickPay for rent collection: which is better for a property management company with about 4,000 multifamily units?” > “ClickPay now markets its rent-payment platform as LOFT Payments by ClickPay under RealPage.” > > Claude, answering rpy-cmp-01 “Zego vs ClickPay for rent collection: which is better for a property management company with about 4,000 multifamily units?” The answers that named both cited 83 sources: 43 vendor websites, 30 other sites, 5 review sites, 4 roundup articles and 1 directory or marketplace. These counts come from one run per prompt on each engine, so one answer moves them, and they update with each edition. Quotes are verbatim sentences from the recorded answers, picked by rule rather than by hand. Each vendor's prompts and sources are on its Index row: [Zego](/ai-shortlist-index/rent-payments/zego/) and [ClickPay](/ai-shortlist-index/rent-payments/clickpay/). All Rent Payments rows: [Rent Payments in the AI Shortlist Index](/ai-shortlist-index/rent-payments/). ## Where do Zego and ClickPay rank in AI answers? Rent Payments, October 2026 edition: 50 runs, one run per prompt on each engine. Mention rate is the share of runs that named the vendor, leaving out prompts that name it in their own text; rank is among all 34 vendors in the category's ranking. These figures update each edition. | Vendor | Mention rate | Rank | Prompts naming it | | --- | --- | --- | --- | | [Zego](/ai-shortlist-index/rent-payments/zego/) | 43% | 1 | 13 | | [ClickPay](/ai-shortlist-index/rent-payments/clickpay/) | 30% | 2 | 10 | The prompts that named each vendor, and the sources behind them, are on its row. Full table: [Rent Payments in the AI Shortlist Index](/ai-shortlist-index/rent-payments/). ## What do these vendors leave off their own pages? - [Zego](/vendors/zego/#claim): no published pricing - [ClickPay](/vendors/clickpay/#claim): no published pricing Vendors can fill these in by claiming their profile; claimed details appear as a labeled vendor-supplied section next to the sourced facts. ## Which vendors do AI answers name most in this category? In the October 2026 edition, across 50 recorded runs, the engines named Zego (43%), ClickPay (30%) and PayNearMe (22%). The live ranking, source map and every vendor row: [Rent Payments in the AI Shortlist Index](/ai-shortlist-index/rent-payments/). Part of [/property-management-software/rent-payments/](/property-management-software/rent-payments/). Last verified 2026-10-04