# TheGuarantors Alternatives for Property Managers > TheGuarantors alternatives, sorted by whether you also need a guarantor product: guarantee vendors, standalone bonds, insurance and deposit platforms. Canonical: https://webpossible.com/property-management-software/security-deposit-alternatives/theguarantors-alternatives/ Source: https://webpossible.com/property-management-software/security-deposit-alternatives/theguarantors-alternatives/ Format: Markdown version for AI agents. The canonical HTML page is at the source URL above. Last verified: 2026-11-05 --- Property Management Software · Security Deposit Alternatives # TheGuarantors Alternatives for Property Managers By Ryan York · published 2026-11-06 ## Short answer - **TheGuarantors sells deposit cover as part of a lease guarantee.** Deposit Coverage, a surety bond, is an option on its Lease Guarantee, which also covers unpaid rent. - **Two vendors match that shape.** Greenlight Rent (Rhino) and Leap both sell a guarantor product and a deposit product. - **If you only need the deposit solved, the field is wider.** Jetty, SureDeposit and Deposit Choice sell bonds on their own; LeaseLock and LeaseGuard sell insurance; Obligo, Qira and Beagle insure nothing. 12 alternatives to TheGuarantors in Security Deposit Alternatives, from the shared vendor database, with sources and verification dates. | Vendor | What it is | Pricing model | PMS integrations | Segments | Verified | | --- | --- | --- | --- | --- | --- | | [Beagle](/vendors/beagle/) | Beagle, a Corgi company: renters insurance compliance for property managers plus resident programs (tenant liability waivers, contents protection, security deposit alternatives, pet liability), now expanding into landlord and commercial property insurance. [source](https://www.joinbeagle.com/blog/beagle-expands-into-commercial-insurance) | Renters Kit: published starting base cost $5/month per tenant; the manager sets the resident price and the proposal confirms the package [source](https://www.joinbeagle.com/renters-kit) | [Yardi](/property-management-software/integrations/yardi/), [Rent Manager](/property-management-software/integrations/rent-manager/), [Rentvine](/property-management-software/integrations/rentvine/) [source](https://www.joinbeagle.com/faq) | Single-Family Rental, Small Multifamily | 2026-11-05 | | [RealPage Insurance Solutions](/vendors/realpage-insurance-solutions/) | RealPage's resident insurance programs: eRenterPlan resident policies, RealCoverage certificate and cancellation tracking, AssetProtect master policy, and Policy Validator for third-party proof of coverage. [source](https://www.realpage.com/insurance/) | Not published; ask for the per-unit figure and the minimum. | [RealPage](/property-management-software/integrations/realpage/) [source](https://www.realpage.com/insurance/) | Institutional Multifamily, Single-Family Rental | 2026-11-05 | | [ePremium Insurance](/vendors/epremium/) | Renters insurance program sold through partnered property management companies at partner rates for multifamily and single-family rentals; also sells the eDeposit security deposit alternative. [source](https://www.epremiuminsurance.com/) | Resident-paid policies priced by location; not published [source](https://www.epremiuminsurance.com/) | Not published | Institutional Multifamily, Small Multifamily, Single-Family Rental | 2026-11-05 | | [Jetty](/vendors/jetty/) | Jetty Deposit replaces the cash security deposit with low-cost surety bonds written on State National Insurance Company paper (National Specialty in Florida); residents pay monthly or once, and Jetty recovers any claim it pays from the resident. Jetty also sells Jetty Protect renters insurance and has joined forces with Rhino, now serving over 6 million units. [source](https://www.jetty.com/properties/jetty-deposit) | Jetty Protect renters insurance is resident-paid from $5/month; property-side pricing not published [source](https://www.jetty.com/renters/jetty-protect) | Not published | Institutional Multifamily | 2026-11-05 | | [LeaseLock](/vendors/leaselock/) | Lease insurance (Zero Deposit) that replaces the cash security deposit and offsets the owner's bad-debt risk, offered as an amenity and integrated with existing PMS; Dallas-based, $17B+ in leases secured, with customers quoted including Avenue 5, ResProp Management and Strata Equity Group. [source](https://leaselock.com/) | Not published; ask for the per-unit figure and the minimum. | Not published [source](https://leaselock.com/how-it-works/) | Institutional Multifamily | 2026-11-05 | | [Obligo](/vendors/obligo/) | Deposit-free leasing built on a payment method on file (bill authorization, not insurance): renters choose no deposit, reduced deposit or installments, with electronic move-out refunds; used in over 1 million homes. [source](https://www.obligo.com/) | Renter-paid non-refundable fee, a percentage of the deposit requirement set by the renter's profile, typically paid upfront for up to 12 months; renters repay move-out charges to Obligo [source](https://www.obligo.com/faq) | [Yardi](/property-management-software/integrations/yardi/), [RealPage](/property-management-software/integrations/realpage/), [Entrata](/property-management-software/integrations/entrata/), [AppFolio](/property-management-software/integrations/appfolio/), [Buildium](/property-management-software/integrations/buildium/), [MRI Software](/property-management-software/integrations/mri/) [source](https://www.obligo.com/for-software-partners) | Institutional Multifamily, Small Multifamily, Single-Family Rental | 2026-11-05 | | [Qira](/vendors/qira/) | Deposit platform combining escrowed cash-deposit management (FDIC-insured FBO accounts) with zero-deposit and installment alternatives, rent payments and automated move-out claims and refunds; 1,200+ property teams. [source](https://www.qira.com/) | Not published; ask for the per-unit figure and the minimum. | [Yardi](/property-management-software/integrations/yardi/), [RealPage](/property-management-software/integrations/realpage/), [Rent Manager](/property-management-software/integrations/rent-manager/), [ResMan](/property-management-software/integrations/resman/) [source](https://www.qira.com/integrations) | Institutional Multifamily, Small Multifamily, Single-Family Rental | 2026-11-05 | | [Rhino](/vendors/rhino/) | Rhino's deposit platform, now sold as Greenlight Rent: Rhino and Jetty describe themselves as one company with one name. Greenlight Deposit is an insurance-based security deposit alternative, sold alongside Greenlight Guarantee (guarantor replacement), Greenlight Bridge (job-loss rent cover) and cash deposit management; 3M rental units, used by 47 of the top 100 owners and operators. [source](https://www.greenlightrent.com/about) | Resident-paid premium in place of a cash deposit, priced per renter (monthly plans not available to every renter); no cost to the partner property; renters stay responsible for excessive damage or unpaid rent; figures not published [source](https://www.greenlightrent.com/partners) | Not published | Institutional Multifamily | 2026-11-05 | | [SureDeposit](/vendors/suredeposit/) | Assurant-owned surety-bond alternative to the cash security deposit, enrolled by residents at participating apartment communities; operating since 2000 with hundreds of thousands of units under agreement. [source](https://suredeposit.com/public/default.aspx) | Resident-paid one-time, non-refundable bond payment that covers the life of the residency; the resident must reimburse the surety for any claim paid; amount not published [source](https://mysuredeposit.com/faq) | Not published [source](https://suredeposit.com/public/default.aspx) | Institutional Multifamily | 2026-11-05 | | [Leap](/vendors/leap/) | Deposit replacement program that lets renters pay a monthly fee instead of an upfront security deposit, offered to rental operators alongside Leap's rent guaranty coverage. [source](https://leapeasy.com/for-operators/) | Resident-paid, non-refundable monthly fee billed with rent in place of a deposit; the amount is set per property and not published. Leap invoices the property monthly for active policies [source](https://leapeasy.com/wp-content/uploads/2026/04/Leap-Deposit-Replacement-Guide-4.16.26.pdf) | [Entrata](/property-management-software/integrations/entrata/), [Rent Manager](/property-management-software/integrations/rent-manager/) [source](https://leapeasy.com/for-operators/) | Single-Family Rental, Institutional Multifamily, Student Housing | 2026-11-05 | | [LeaseGuard](/ai-shortlist-index/renters-insurance-programs/leaseguard/) | Insurance compliance programs for property owners and managers: LeasePro tenant legal liability under a master policy applied automatically to non-compliant residents, renters insurance, coverage verification and monitoring, and the DepositPro insurance-based security deposit alternative. [source](https://www.leaseguard.com/) | Not published; ask for the per-unit figure and the minimum. | Not published | – | 2026-11-05 | | [Deposit Choice](/ai-shortlist-index/security-deposit-alternatives/deposit-choice/) | Surety bonds that renters buy in place of a cash security deposit at participating multifamily communities, underwritten by national insurance companies, with residents still responsible for unpaid rent and damages. [source](https://www.depositchoice.com/en/) | Not published; ask for the per-unit figure and the minimum. | Not published | Institutional Multifamily | 2026-11-05 | [TheGuarantors](/vendors/theguarantors/) is best known for its lease guarantee, and its deposit product comes with it. Deposit Coverage, a surety bond that covers certain damage, utilities, legal fees and late fees, is an option on the Lease Guarantee. Rent Coverage, the other part, covers unpaid rent. So the first question for anyone weighing alternatives is whether you also need the guarantee. This page sorts the other vendors in the [security deposit alternatives category](/property-management-software/security-deposit-alternatives/) by that question, then by how each replaces the deposit. ## How does TheGuarantors work? Renters usually pay, and the landlord may pay for them. Deposit Coverage is a one-time fee that lasts the tenancy while the renter stays in the same home. TheGuarantors says the lease guarantee averages one month’s rent and publishes no Deposit Coverage price. Its [legal page](https://www.theguarantors.com/legal-regulatory) lists six carriers behind the bonds, including The Hanover and Arch. It connects to Yardi and Entrata, and the renter stays responsible for damage or missing rent after a claim. TheGuarantors serves multifamily, single-family and build-to-rent operators, student housing and independent landlords. Its homepage cites more than 4 million units enrolled. ## Why do managers look past TheGuarantors? 1. **They only want the deposit solved.** Deposit Coverage is presented as an option on the Lease Guarantee, so a manager who has no guarantor problem may be buying more than it needs. 2. **The PMS.** TheGuarantors names Yardi and Entrata. A manager on AppFolio, Buildium, Rent Manager or Rentvine needs a vendor that names that system. 3. **The claims terms.** TheGuarantors takes claims online and states no payout time or Deposit Coverage limit. Some alternatives publish one or both. 4. **The paper.** A California disclosure in its footer calls the bonds surplus lines products. An owner who wants an admitted carrier should ask, or compare a vendor that names its carrier’s status. ## Which alternatives also sell a guarantee? Two vendors match TheGuarantors’ shape, a guarantor product and a deposit product from one company. - **[Rhino](/vendors/rhino/)**, now sold as Greenlight Rent, sells Greenlight Guarantee for thin-credit, student and international renters, and Greenlight Deposit, which it describes as insurance. It advertises a four-day claims process and names no PMS. [Rhino against TheGuarantors](/property-management-software/security-deposit-alternatives/rhino-vs-theguarantors/) compares the two. - **[Leap](/vendors/leap/)** sells rent guaranty coverage beside a deposit replacement billed as a monthly fee with rent. It names Entrata and Rent Manager. Its operator guide sets a 620 credit floor and says claims pay only after you regain possession. ## Which alternatives sell a deposit bond on its own? These sell the surety bond without a guarantee. The surety pays your claim and then collects from the resident. - **[Jetty](/vendors/jetty/)** sells Jetty Deposit on State National paper, from $7 a month for $1,000 of protection. Everyone you approve qualifies. [Jetty against TheGuarantors](/property-management-software/security-deposit-alternatives/jetty-vs-theguarantors/) compares the two bonds. - **[SureDeposit](/vendors/suredeposit/)** is issued by American Bankers Insurance Company of Florida, an Assurant company. The resident pays once for the residency at that community. - **[Deposit Choice](/ai-shortlist-index/security-deposit-alternatives/deposit-choice/)** sells surety bonds at participating multifamily communities, underwritten by national insurers it does not name. - **[RealPage](/vendors/realpage-insurance-solutions/)** sells a DepositIQ surety bond that shares data with OneSite, according to its [deposit alternatives page](https://www.realpage.com/resident-services/security-deposit-alternatives/). ## Which alternatives are insurance? - **[LeaseLock](/vendors/leaselock/)** sells Zero Deposit lease insurance. It says every applicant you approve qualifies and that there is no subrogation, so it does not collect from the resident after it pays you. - **[LeaseGuard](/ai-shortlist-index/security-deposit-alternatives/leaseguard/)** sells DepositPro, which it describes as an A-rated insurance policy with up to twice the monthly rent in coverage, for its partners only. ## Which alternatives are not coverage at all? - **[Obligo](/vendors/obligo/)** keeps a billing authorization on the resident’s payment method, backed by bank letters of credit. It pays by ACH at move-out with no claims step, up to the deposit amount, and names Yardi, RealPage, Entrata, AppFolio, Buildium and MRI. - **[Qira](/vendors/qira/)** holds cash deposits in FDIC-insured accounts in the property’s name and offers zero-deposit and installment options. It names Yardi, RealPage, Rent Manager and ResMan. - **[Beagle](/vendors/beagle/)** offers a non-refundable monthly option with a limit from $500 to $6,000, and names Yardi, Rent Manager and Rentvine. - **[ePremium Insurance](/vendors/epremium/)** sells eDeposit, a protection certificate that requires an ePremium renters insurance policy. ## How do you choose an alternative to TheGuarantors? Start with the guarantee. If your applicants need a guarantor, compare Greenlight and Leap with TheGuarantors on the guarantee terms first. If they do not, pick the deposit instrument: a bond, insurance, or a platform that insures nothing. Then filter by PMS with the table above or the [Rent Manager](/property-management-software/integrations/rent-manager/) and [AppFolio](/property-management-software/integrations/appfolio/) integration pages. In the demo, ask each vendor: 1. Can we buy the deposit product without a guarantee, and what does each cost? 2. Which carrier or surety is on the resident’s document, and is it admitted in our states? 3. Does the resident owe you after a claim, and who collects it? 4. What is the coverage limit, and how long does a claim take to pay? 5. Can you show enrollment and a move-out claim posting in our PMS? The [Rhino alternatives page](/property-management-software/security-deposit-alternatives/rhino-alternatives/) and the [Obligo alternatives page](/property-management-software/security-deposit-alternatives/obligo-alternatives/) sort the same field from those vendors’ sides. Managers of houses can start with [deposit alternatives for single-family rentals](/property-management-software/security-deposit-alternatives/for-single-family-rental/), and small landlords with [deposit alternatives for small multifamily](/property-management-software/security-deposit-alternatives/for-small-multifamily/). Vendors whose deposit product AI answers describe wrong can read [how we work on AI visibility with proptech vendors](/ai-visibility-for-proptech-companies/). ## What do AI answers suggest instead of TheGuarantors? These are the Index questions that ask for an alternative to TheGuarantors by name. In the October 2026 edition the Index put one such question to each engine; here is what each answer named, in the order it named them. ### sda-alt-05 “We use TheGuarantors for lease guarantees and are wondering whether to use them for deposit replacement too. What else is out there for deposit alternatives?” #### ChatGPT 1. [Jetty](/ai-shortlist-index/security-deposit-alternatives/jetty/) 2. [Rhino](/ai-shortlist-index/security-deposit-alternatives/rhino/) 3. [SureDeposit](/ai-shortlist-index/security-deposit-alternatives/suredeposit/) · ChatGPT only 4. [Assurant](/vendors/assurant/) · ChatGPT only 5. [Obligo](/ai-shortlist-index/security-deposit-alternatives/obligo/) 6. [LeaseLock](/ai-shortlist-index/security-deposit-alternatives/leaselock/) 7. [Qira](/ai-shortlist-index/security-deposit-alternatives/qira/) · ChatGPT only #### Claude 1. [LeaseLock](/ai-shortlist-index/security-deposit-alternatives/leaselock/) 2. [Rhino](/ai-shortlist-index/security-deposit-alternatives/rhino/) 3. [Jetty](/ai-shortlist-index/security-deposit-alternatives/jetty/) 4. [Obligo](/ai-shortlist-index/security-deposit-alternatives/obligo/) > “Add LeaseLock if you’re open to a property-side insurance structure.” > > ChatGPT, answering sda-alt-05 “We use TheGuarantors for lease guarantees and are wondering whether to use them for deposit replacement too. What else is out there for deposit alternatives?” > “LeaseLock (Zero Deposit): Its marketing describes a new category of insurance dedicated to housing affordability that replaces deposits.” > > Claude, answering sda-alt-05 “We use TheGuarantors for lease guarantees and are wondering whether to use them for deposit replacement too. What else is out there for deposit alternatives?” The answers to this question cited 18 sources: 10 vendor websites, 6 other sites and 2 roundup articles. Lists come from one run per prompt on each engine and update with each edition; a vendor the question itself names is left out of its list. Quotes are verbatim sentences from the recorded answers, picked by rule rather than by hand. Every prompt and vendor row: [Security Deposit Alternatives in the AI Shortlist Index](/ai-shortlist-index/security-deposit-alternatives/). ## Where the answers and the vendor record disagree 1 answer in the October 2026 edition said that TheGuarantors is only available in large apartment communities. > “The Guarantors: One comparison says it offers both a lease guarantee and security deposit alternative product, but also notes it is only available in large apartment communities, which may not fit a single-family portfolio.” > > Claude, answering sda-best-02 “I manage 250 single-family rentals. Which companies let a resident skip the cash deposit and still keep the owner covered for damage and unpaid rent?” The record: TheGuarantors publishes a page for single-family and build-to-rent operators and another for independent landlords, with testimonials from owners of 3, 5 and 20 units. [Source](https://www.theguarantors.com/solutions-single-family-rentals). ## Where do these vendors rank in AI answers? Security Deposit Alternatives, October 2026 edition: 50 runs, one run per prompt on each engine. Mention rate is the share of runs that named the vendor, leaving out prompts that name it in their own text; rank is among all 18 vendors in the category's ranking. These figures update each edition. | Vendor | Mention rate | Rank | Prompts naming it | | --- | --- | --- | --- | | [TheGuarantors](/ai-shortlist-index/security-deposit-alternatives/theguarantors/) | 63% | 4 | 18 | | [Obligo](/ai-shortlist-index/security-deposit-alternatives/obligo/) | 83% | 1 | 21 | | [Rhino](/ai-shortlist-index/security-deposit-alternatives/rhino/) | 77% | 2 | 20 | | [Jetty](/ai-shortlist-index/security-deposit-alternatives/jetty/) | 73% | 3 | 20 | | [SureDeposit](/ai-shortlist-index/security-deposit-alternatives/suredeposit/) | 48% | 5 | 15 | | [LeaseLock](/ai-shortlist-index/security-deposit-alternatives/leaselock/) | 48% | 6 | 13 | | [Qira](/ai-shortlist-index/security-deposit-alternatives/qira/) | 42% | 8 | 15 | | [Leap](/ai-shortlist-index/security-deposit-alternatives/leap/) | 26% | 9 | 12 | | [RealPage Insurance Solutions](/ai-shortlist-index/security-deposit-alternatives/realpage-insurance-solutions/) | 16% | 10 | 8 | | [Beagle](/ai-shortlist-index/security-deposit-alternatives/beagle/) | 16% | 11 | 8 | | [ePremium Insurance](/ai-shortlist-index/security-deposit-alternatives/epremium/) | 16% | 12 | 7 | | [LeaseGuard](/ai-shortlist-index/security-deposit-alternatives/leaseguard/) | 6% | 13 | 3 | | [Deposit Choice](/ai-shortlist-index/security-deposit-alternatives/deposit-choice/) | 6% | 14 | 3 | The prompts that named each vendor, and the sources behind them, are on its row. Full table: [Security Deposit Alternatives in the AI Shortlist Index](/ai-shortlist-index/security-deposit-alternatives/). ## What do these vendors leave off their own pages? - [RealPage Insurance Solutions](/vendors/realpage-insurance-solutions/#claim): no published pricing - [ePremium Insurance](/vendors/epremium/#claim): no published property management system integrations - [Jetty](/vendors/jetty/#claim): no published property management system integrations - [LeaseLock](/vendors/leaselock/#claim): no published pricing or property management system integrations - [Qira](/vendors/qira/#claim): no published pricing - [Rhino](/vendors/rhino/#claim): no published property management system integrations - [SureDeposit](/vendors/suredeposit/#claim): no published property management system integrations - LeaseGuard: no published pricing, property management system integrations or target property types - Deposit Choice: no published pricing or property management system integrations Vendors can fill these in by claiming their profile; claimed details appear as a labeled vendor-supplied section next to the sourced facts. ## Which vendors do AI answers name most in this category? In the October 2026 edition, across 50 recorded runs, the engines named Obligo (83%), Rhino (77%) and Jetty (73%). The live ranking, source map and every vendor row: [Security Deposit Alternatives in the AI Shortlist Index](/ai-shortlist-index/security-deposit-alternatives/). ## Questions about TheGuarantors Alternatives ### What is the closest alternative to TheGuarantors? Leap and Greenlight Rent (Rhino) are the closest, because each sells a guarantor product and a deposit product. Leap sells rent guaranty coverage beside a monthly-fee deposit replacement. Greenlight sells Greenlight Guarantee beside Greenlight Deposit, which it describes as insurance. ### Which TheGuarantors alternatives integrate with Rent Manager? Qira, Leap and Beagle name Rent Manager in our vendor database. TheGuarantors names Yardi and Entrata only. ### Which alternatives work for single-family rentals? Qira and Leap name single-family operators on their own pages, as TheGuarantors does, and Obligo publishes single-family case studies and names AppFolio and Buildium. Jetty, Greenlight, SureDeposit and LeaseLock do not name single-family rentals. ### Is TheGuarantors' Deposit Coverage a surety bond? Yes. TheGuarantors calls its lease guarantee and deposit replacement surety bonds and lists six carriers behind them, including The Hanover and Arch. The renter stays responsible for damage or missing rent after a claim. Part of [/property-management-software/security-deposit-alternatives/](/property-management-software/security-deposit-alternatives/). Last verified 2026-11-05