# MSI: Features, Pricing and Integrations

> MSI (Millennial Specialty Insurance) reviewed for property managers: tenant legal liability, canine liability, embedded renters insurance, LeaseTrack.

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Last verified: 2026-10-05

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Vendor profile · verified 2026-10-05

# MSI: Features, Pricing and Integrations

By Ryan York · last verified 2026-10-05

## On the record

From the shared vendor database. Every fact carries its source and the date it was checked; anything not listed here is a question for the vendor.

Category

[Renters Insurance Programs](/property-management-software/renters-insurance-programs/)

What it is · [source](https://msimga.com/tenant-legal-liability/) · verified 2026-10-05

Managing general agent whose property-manager products include a master tenant legal liability policy covering uninsured residents' damage, renters insurance offered through proptech partners, and canine liability coverage.

Pricing model · [source](https://msimga.com/tenant-legal-liability/) · verified 2026-10-05

Not published; custom quote

PMS integrations

Not published; ask which PMS marketplaces list it.

Property types and portfolio fit

Not recorded

Also known as

MSI, Millennial Specialty Insurance, MSI - Building Insurance Better

Website

[https://msimga.com/](https://msimga.com/)

MSI, the brand name of Millennial Specialty Insurance, LLC, is a managing general agent and an indirect subsidiary of The Baldwin Insurance Group. It sells many lines, from flood to cyber, and three of them are aimed at property owners and managers. Its tenant legal liability policy covers accidental, resident-caused damage for residents who do not carry their own insurance. Its canine liability coverage handles injury risk from residents’ dogs. Its renters insurance is embedded in proptech apps during the leasing process, and MSI says that model has put coverage in front of more than a million renters. MSI also owns LeaseTrack, the compliance tracking platform, which it paired with manufactured housing coverage in a September 2026 launch. In the [renters insurance programs category](/property-management-software/renters-insurance-programs/) MSI sells the coverage, and LeaseTrack is the software a manager logs into.

## Who it fits

Our database carries no segment tags for MSI, because the tenant legal liability page speaks to property owners and managers in general and names no housing type. The direct buyer is an owner or operator who wants a tenant liability policy sitting in front of the property insurance, with no deductible for standard perils, and who either has a tracking system or will use LeaseTrack. The indirect buyer is a proptech company that wants to embed renters insurance in its app and earn commission, which is how MSI’s renters page frames that product. Manufactured home community operators are a newer fit after the September 2026 launch.

It fits less well for a manager who wants one software screen for tracking, enrollment and reporting under the MSI name. That software is LeaseTrack, sold under its own brand, so a manager evaluating MSI is usually evaluating LeaseTrack too.

## Pricing

Pricing is not published, and the tenant legal liability page ends in a contact form. Ask for the per-unit premium at each limit, since the page lists $100,000 to $300,000 per occurrence, and whether it changes with portfolio size or loss history. Ask whether the property can bill the resident more than the premium. Ask what canine liability costs per policy and who pays it. If you are a proptech platform, ask the commission rate on embedded renters policies.

## Integrations

The record carries no PMS integration. MSI’s pages refer to partners integrating its tech platform and to embedding coverage into the leasing process operators already use, but they do not name a property management system. LeaseTrack, MSI’s product, is built into Rent Manager, so on Rent Manager the path is clear. On anything else, ask MSI or the proptech partner which PMS connection carries the enrollment and the charge, and how cancellations and move-outs reach the policy.

## Limitations and questions to ask

Tenant legal liability protects the property owner. The page lists covered perils as fire, smoke, explosion, water damage, sewer, drain or sump backup, and loss of rental income, with full replacement cost. It says nothing about the resident’s belongings, so ask what a resident is told when enrolled, and ask for the wording. Ask which carrier backs the policy, since the page says only a highly rated insurer, and which states it is filed in, since MSI notes that not all products are available in all states. Ask who adjusts claims and how long payment takes.

Ask about the corporate structure as well. LeaseTrack is a wholly owned MSI product, but its insurance is sold through a separate licensed agency, BRP Effective Coverage. Ask which entity signs your contract and which one your staff call when a claim comes in.

## Alternatives

The [renters insurance programs vendor list](/property-management-software/renters-insurance-programs/vendors/) compares every vendor with the same facts. [LeaseTrack](/vendors/leasetrack/) is MSI’s own tracking platform, the software side of the same offer. [Renters Legal Liability](/vendors/renters-legal-liability/) is a master-policy and liability waiver program for multifamily, fully insured or captive. [Sure](/vendors/sure/) pairs tenant legal liability with its own Verify AI monitoring and names four PMS connectors. Our [vendor-by-vendor look at renters insurance alternatives](/property-management-software/renters-insurance-programs/jetty-alternatives/) covers the rest of the field.

## AI visibility

The current edition’s numbers sit in the Live from the Index section below, read from the run files each month; the prompts and sources behind them are on the row page it links.

## Live from the Index, October 2026

MSI (Millennial Specialty Insurance) was named in 2% of runs across 2 engines that answered, rank 34 in RBPs . The prompts, sources and movement: [MSI (Millennial Specialty Insurance)'s RBPs row](/ai-shortlist-index/resident-benefits-platforms/msi/).

MSI (Millennial Specialty Insurance) was named in 16% of runs across 2 engines that answered, rank 10 in renters insurance programs . The prompts, sources and movement: [MSI (Millennial Specialty Insurance)'s renters insurance programs row](/ai-shortlist-index/renters-insurance-programs/msi/).

## Is this your company?

MSI (Millennial Specialty Insurance) has not published its pricing, property management system integrations or target property types on any page we could verify, so this profile turns those into questions for the buyer. If you work at MSI (Millennial Specialty Insurance), claim the profile and add them. Your answers appear as a labeled vendor-supplied section with your verification date; the sourced facts and the Index numbers stay as measured.

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Part of [/property-management-software/renters-insurance-programs/](/property-management-software/renters-insurance-programs/).

Last verified 2026-10-05
