# Nova Credit: Features, Pricing, Integrations & AI Visibility > Nova Credit for tenant screening: Income Navigator and Cash Atlas, built into AppFolio, MRI and Yardi screening, unpublished pricing, and what to ask. Canonical: https://webpossible.com/vendors/nova-credit/ Source: https://webpossible.com/vendors/nova-credit/ Format: Markdown version for AI agents. The canonical HTML page is at the source URL above. Last verified: 2026-10-05 --- Vendor profile · verified 2026-10-05 # Nova Credit: Features, Pricing, Integrations & AI Visibility By Ryan York · last verified 2026-10-05 ## On the record From the shared vendor database. Every fact carries its source and the date it was checked; anything not listed here is a question for the vendor. Category [Tenant Screening](/property-management-software/tenant-screening/) What it is · [source](https://www.novacredit.com/income-navigator-for-tenant-screening) · verified 2026-10-05 Income verification service, Income Navigator, that checks rental applicants' income from bank, payroll and pay-stub data with document fraud scanning, for property managers, tenant screening companies and property management software. Pricing model · [source](https://www.novacredit.com/) · verified 2026-10-05 Not published; custom quote PMS integrations · [source](https://finance.yahoo.com/news/nova-credit-raises-35m-series-131500105.html) · verified 2026-10-05 [Yardi](/property-management-software/integrations/yardi/), [AppFolio](/property-management-software/integrations/appfolio/), [MRI Software](/property-management-software/integrations/mri/), [Entrata](/property-management-software/integrations/entrata/) Property types and portfolio fit Affordable Housing Also known as Income Navigator, Cash Atlas Website [https://www.novacredit.com/](https://www.novacredit.com/) Nova Credit sells consumer credit and income data to lenders, screening companies and property management software. Its rental product is Income Navigator, which verifies an applicant’s income through a waterfall of bank data, payroll connections and pay-stub data, with document fraud scanning on anything uploaded. Two other products touch rental decisions. Cash Atlas is cash-flow underwriting built from bank transactions, and Credit Passport brings in international credit history for applicants new to the country. Nova Credit operates as a consumer reporting agency. Many property managers will meet it inside their PMS’s screening rather than as a direct purchase, because AppFolio, MRI and Yardi have built Nova products into theirs. In the [tenant screening category](/property-management-software/tenant-screening/) it is an income and credit data supplier, and the facts panel below is rendered from our vendor database with a source and verification date on each entry. ## Who it fits The record tags affordable housing, which the homepage lists as an industry alongside tenant screening. The homepage also lists Eligibility Compass, an income and asset verification product. Beyond that the site does not sort rental buyers by property type. In practice the fit is set by distribution. A manager on AppFolio, MRI or Yardi screening may already have Nova inside the product. A screening company or software platform can buy it directly, with embedded and no-code options or an API. It fits less well as a direct purchase for a small landlord. There is no self-serve ordering or public price, and the product is built to sit inside a screening workflow rather than replace one. Nova does not sell the criminal or eviction search. ## Pricing Pricing is not published, and the site has no pricing page. If you get Nova through your PMS, the cost is inside that PMS’s screening fee, so ask the PMS whether Income Navigator or Cash Atlas is included in the package you run or billed as an add-on, and whether the applicant pays it. If you buy directly, ask whether it is priced per verification or per applicant, whether a waterfall that tries bank, then payroll, then a pay stub is one charge or three, and whether Credit Passport and Cash Atlas carry separate fees. ## Integrations The record lists four PMS platforms, all listed in Nova Credit’s October 2025 Series D announcement: Yardi, AppFolio, MRI and Entrata. The individual announcements are more specific. AppFolio built Income Navigator into AppFolio Property Manager’s tenant screening in February 2024. MRI built it into CheckpointID and MRI Resident Screening in May 2025. Yardi built Cash Atlas, the cash-flow product, into ScreeningWorks Pro in June 2025. Entrata’s partnership, announced in April 2025, is different again: it brings international credit histories to applicants screened on Entrata. The tenant screening page also shows SafeRent and Intellirent logos. Ask which Nova product sits inside your PMS’s screening, because Income Navigator, Cash Atlas and international credit reports answer different questions. The [AppFolio integrations page](/property-management-software/integrations/appfolio/) and the [MRI integrations page](/property-management-software/integrations/mri/) list the other vendors on each. ## Limitations and questions to ask Ask what the waterfall does when it fails. If an applicant will not connect a bank or payroll account and uploads a pay stub instead, ask what the fraud scan checks, what result the leasing agent sees, and who decides when the scan is unsure. On Cash Atlas, ask how a cash-flow assessment turns into a leasing decision under your written criteria, and how you apply it consistently when some applicants have credit files and some do not. On Credit Passport, ask which countries are covered and how a foreign credit report is presented next to a US one. On compliance, ask who sends the adverse-action notice when Nova data drives a denial, the PMS or Nova, and how an applicant disputes an income figure. For affordable housing, ask how Eligibility Compass output maps to the program’s income rules and who certifies it. ## Alternatives The [tenant screening vendors page](/property-management-software/tenant-screening/vendors/) carries the whole category with the same facts. [Truv](/vendors/truv/) is the closest match, consumer-permissioned payroll and bank income verification with per-connection pricing plans. [Argyle](/vendors/argyle/) sells payroll and bank connectivity to managers and screening platforms. [Plaid](/vendors/plaid/) sells identity, income and account checks as APIs. A manager who wants a finished verification product with its own PMS list should read the [Payscore profile](/vendors/payscore/). Every vendor appears in the [category alternatives table](/property-management-software/tenant-screening/transunion-smartmove-alternatives/). ## AI visibility The current edition’s numbers sit in the Live from the Index section below, read from the run files each month; the prompts and sources behind them are on the row page it links. ## Live from the Index, October 2026 Nova Credit was named in 22% of runs across 2 engines that answered, rank 6 in tenant screening . The prompts, sources and movement: [Nova Credit's tenant screening row](/ai-shortlist-index/tenant-screening/nova-credit/). ## Is this your company? Nova Credit has not published its pricing on any page we could verify, so this profile turns those into questions for the buyer. If you work at Nova Credit, claim the profile and add them. Your answers appear as a labeled vendor-supplied section with your verification date; the sourced facts and the Index numbers stay as measured. ## Claim the Nova Credit profile Leave this empty Name Title Work email Company domain Anything the Index should know (aliases, category, corrections) Claim this profile Prefer a call? [Contact](/contact/). Goes to ryan@webpossible.com with this page’s URL and your row attached. Never shared, never sold. See the [privacy policy](/privacy/). Part of [/property-management-software/tenant-screening/](/property-management-software/tenant-screening/). Last verified 2026-10-05