AI Shortlist Index · October 2026 snapshot · Prompt Set v1.0
Renters Insurance Programs: AI Shortlist Index, October 2026
The renters insurance programs ranking as the October 2026 edition measured it: 50 runs across 25 prompts. The live category page carries the current edition; this one does not change.
Editorial read
Fifty runs, one per prompt on each engine: ChatGPT through the OpenAI API (gpt-6-luna) on 30 October 2026, Claude through the Anthropic API on 31 October. LeaseTrack was named in 46% of runs, Assurant in 44% (60% on ChatGPT, 28% on Claude) and Second Nature in 37%; Foxen, September's leader at 76%, was at 36%. One run per prompt per engine; read it as a first reading.
Ranking
| # | Vendor | Mention rate | Engines | Consistency | Move | Trend |
|---|---|---|---|---|---|---|
| 1 | LeaseTrack | 46% | 2/2 | – | ▲ 1 | – |
| 2 | Assurant | 44% | 2/2 | – | ▲ 1 | – |
| 3 | Second Nature | 37% | 2/2 | – | ▲ 4 | – |
| 4 | Foxen | 36% | 2/2 | – | ▼ 3 | – |
| 5 | ResidentShield | 33% | 2/2 | – | – | – |
| 6 | Beagle | 33% | 2/2 | – | ▲ 6 | – |
| 7 | RealPage Insurance Solutions | 30% | 2/2 | – | ▼ 3 | – |
| 8 | Sure | 22% | 2/2 | – | – | – |
| 9 | GetCovered | 20% | 2/2 | – | – | – |
| 10 | MSI (Millennial Specialty Insurance) | 16% | 2/2 | – | – | – |
| 11 | RiskRelease | 12% | 2/2 | – | – | – |
| 12 | TheGuarantors | 12% | 1/2 | – | – | – |
| 13 | Lemonade | 12% | 2/2 | – | ▲ 1 | – |
| 14 | Renters Legal Liability | 10% | 2/2 | – | ▼ 1 | – |
| 15 | Jetty | 7% | 2/2 | – | – | – |
| 16 | LeaseGuard | 6% | 2/2 | – | – | – |
| 17 | ePremium Insurance | 6% | 2/2 | – | ▼ 11 | – |
| 18 | Pro Specialty Insurance | 4% | 1/2 | – | – | – |
| 19 | Flamingo | 4% | 1/2 | – | – | – |
| 20 | Leap | 4% | 1/2 | – | – | – |
| 21 | Obligo | 4% | 1/2 | – | – | – |
| 22 | Qira | 2% | 1/2 | – | – | – |
| 23 | Rhino | 2% | 1/2 | – | ▼ 7 | – |
| 24 | LeaseLock | 2% | 1/2 | – | – | – |
Engines
| Engine | Status | Model | Runs | Note |
|---|---|---|---|---|
| ChatGPT | ran | gpt-6-luna | 25 | |
| Claude | ran | claude-haiku-5-5 | 25 |
Part of the October 2026 edition of the AI Shortlist Index. All editions: archive.