AI Shortlist Index · October 2026 snapshot · Prompt Set v1.0
Security Deposit Alternatives: AI Shortlist Index, October 2026
The security deposit alternatives ranking as the October 2026 edition measured it: 50 runs across 25 prompts. The live category page carries the current edition; this one does not change.
Editorial read
Fifty runs, one per prompt on each engine: ChatGPT on 30 October 2026 (24 through the OpenAI API, 1 from its app), Claude through the Anthropic API on 31 October. Obligo was named in 83% of runs, Rhino in 77% (91% on Claude) and Jetty in 73%. obligo.com was the most-cited domain, with 24 citations. One run per prompt per engine; read it as a first reading.
Ranking
| # | Vendor | Mention rate | Engines | Consistency | Move | Trend |
|---|---|---|---|---|---|---|
| 1 | Obligo | 83% | 2/2 | – | ▲ 2 | – |
| 2 | Rhino | 77% | 2/2 | – | – | – |
| 3 | Jetty | 73% | 2/2 | – | ▼ 2 | – |
| 4 | TheGuarantors | 63% | 2/2 | – | – | – |
| 5 | SureDeposit | 48% | 2/2 | – | ▲ 2 | – |
| 6 | LeaseLock | 48% | 2/2 | – | – | – |
| 7 | Assurant | 44% | 2/2 | – | ▲ 1 | – |
| 8 | Qira | 42% | 2/2 | – | ▼ 3 | – |
| 9 | Leap | 26% | 2/2 | – | – | – |
| 10 | RealPage Insurance Solutions | 16% | 2/2 | – | – | – |
| 11 | Beagle | 16% | 2/2 | – | – | – |
| 12 | ePremium Insurance | 16% | 2/2 | – | ▼ 1 | – |
| 13 | LeaseGuard | 6% | 1/2 | – | – | – |
| 14 | Deposit Choice | 6% | 1/2 | – | – | – |
| 15 | Lemonade | 2% | 1/2 | – | – | – |
| 16 | ResidentShield | 2% | 1/2 | – | ▼ 4 | – |
| 17 | Livble | 2% | 1/2 | – | – | – |
| 18 | GetCovered | 2% | 1/2 | – | – | – |
Engines
| Engine | Status | Model | Runs | Note |
|---|---|---|---|---|
| ChatGPT | ran | gpt-6-luna, gpt-6-thinking | 25 | |
| Claude | ran | claude-haiku-5-5 | 25 |
Part of the October 2026 edition of the AI Shortlist Index. All editions: archive.